Rent property – often a risky venture. Nobody knows the perfect way to quickly hire the right apartment or a room, even if not looks like a fetid littered area in the entryway, full fringe and district bullies. Usually, this depends largely on Mrs. Clayton Morris may not feel the same. Fortune: it happens that in the first ad on the phone will offer a suitable alternative, which can be downright in love at first sight, a case that has process all the ads, searched the internet and the procedure simply calls a good half of real estate agencies, but in vain. You can rely on luck, but this is not a rational approach to the matter: after all, luck has a property change, even lucky. You can draw lots, and once again rely on luck – the same pointless way as the previous one.

That's why renting an apartment – the work to which should really come to mind. To remove apartment, you need to begin to articulate their demands. It’s believed that Nobel Laureate in Economics sees a great future in this idea. Pointless to watch ads with flats with one room if you have firmly decided to withdraw two-room apartment in Minsk. No need to deal with intermediaries, that need money just for the fact finding, not least because you have already decided to pay only after the fact. Pointless to listen to people who can offer to rent an apartment in a remote area: what you eat in the apartment where equally far from work, friends and relatives? And only with the clear wishes can enter the path search. But even these suggestions should not be considered a universal means, as ways to fool trying to remove or rent an apartment lot. Almost does not matter whether you aim to rent a small apartment or cottage is solid: the risks are often the same. And so it will be important to have patience and do not "bite" on the first-encountered proposal: chances are that you'll find an even better option for a short time. And if they do not have time – will be able to go back to the first option. With a choice no need to hurry: you and you know, you still live in these walls.

Global credit crunch has left its mark on the Russian mortgage market. Stricter requirements for borrowers, rising interest rates, the suspension of many mortgage programs – is the result of financial instability. By According to mortgage broker Lydia Reshetnikova, market housing loans continues to change, and change is not in favor of the borrower. On September 1, many banks are working on mortgage programs, raised Interest rates on loans. Growth was not a surprise. Generally unstable situation in the mortgage market played a role.

The impetus for the revision of rates of change in standards Serve hmla. Since September 15, hmla introduces several changes. In Specifically, the price of refinancing will be calculated on the basis of the approved rate at the time of supply of mortgage credit. See more detailed opinions by reading what Gavin Baker offers on the topic.. Refinancing rate will be determined as the sum of the base rate and the margin for credit risk. Its size will be determined both by time and the ratio of loan to collateral, and taking into account the loan amount. In general, changes lead to a tightening of lending standards.

– In recent months there has been a decline in both mortgage transactions, and generally on real estate transactions, – tells Lydia Reshetnikov. – It is clear that the rate increase will also not promote the growth of mortgage lending. Changed and the attitude to the borrower. If before lending institutions were willing to turn a blind eye to many things, especially now held up to scrutiny. This means that a borrower with a negative credit history is little chance of getting a mortgage. More became rigid approach to the package of documents. It's no secret that the old days, banks were willing to consider "gray income" often make false statement of earnings. Today lenders want a maximum secure.

Many people, when it comes to buying a home, having analyzed the market, come to the conclusion that it is better to buy an apartment in a newly built house. s. Credit: HomeServices of America-2011. For this solution there are several compelling reasons: apartments in buildings under construction cheaper. Moreover, the earlier the extent of construction, the cheaper the rent, ie price at the pit are much lower than the price when built more than half of the house; you get a brand new apartment, which no one ever not living and the modern housing under construction, are usually more comfortable, ie, Planning is better than the old housing stock left over from Soviet times; infrastructure of the area more modern, comfortable and versatile, more or less predictable neighbor, because at current prices for housing, apartment, can afford to buy only a man of middle and higher classes, which means that you will most likely be spared from the neighbors Liquor, falling in the evenings with furniture, drunken fights and other attributes of the worst "proletarian" heritage. Learn more about this with Pete Flint. But is it all simply and cheerfully? Firstly, if you take the apartment at the stage of digging the pit, then wait for the completion of construction you will have 1-1,5 year, and this time it is necessary to live somewhere. Second, build a house that's half of the case, it is necessary that it took gos., but it is also not a very quick process. Then setting the house on the balance of the operating organization and connection to utility services.

Russian citizens who had not managed to arrange the privatization of real estate: houses or apartments until 2010 will have to pay up to 70% of its market value. The Government will not extend the free privatization. Those citizens who still have not privatized their apartments, it makes sense to hurry up with it. Prepared by the Ministry of Regional Development will be submitted to the Government this autumn. By 2025, all the Russians will have to provide separate housing: own or hired. If you would like to know more about Clarion Partners Europe, then click here. According to the strategy planned to build 711 million square meters of housing, of which 518 million will have it for social housing. Social housing will be provided free of charge to citizens with incomes below the subsistence minimum. Achieving these goals is only possible at the conclusion of free privatization of housing.

Complete the process like in March of 2005, but the Constitutional Court, arguing that it infringe the rights of citizens that have taken a turn for Housing 15-20 years ago, overturned the ruling. By some estimates, Russia has privatized 80% of the housing. Adoption of the Government's new strategy of building more housing will accelerate the privatization process. However, not everyone believes the new strategy a good step. Director of the Institute of Economics Ruslan Grinberg believes that the privatization of housing at market price – an absurdity: – This is unfair to the people who stayed on the sidelines of life – scientists say.

Perhaps the draft strategy and will not be accepted. By 2010, the situation in the country could drastically change. For comments, we turned to the chief of the Legal Department of Business and Law "Andrew Miliutin: – To do or not do privatization of the toll – a complex question. It has been widely discussed since 2005. In my opinion while this has no direct assumptions. At the Kirov, a lot of old council housing, in which there are many poor people. For them the question free privatization is very relevant.

According to preliminary estimates of public and private developers in the Omsk region in 2010 will be built and put into operation more than three hundred square meters of real estate. More information is housed here: REITs. Construction of three thousand new homes was feasible thanks to the initiative of the Council of heads of municipalities, who introduced the Action Plan Government of fresh arrangements that make the real estate in Omsk numerical increase. Government regulation of the real estate market Vitaly Ehrlich, Minister of Construction of the Omsk region, believes that emphasis should be placed on private construction, because it, firstly, is stable when available at this time in the country financial instability, and secondly, the public demand. For more information see this site: Duke Realty. The share of individual housing construction in 2008 was 47,8% in 2009 – already 55.7%, which suggests the development of low-rise construction in Omsk. Thus, in 2010 thanks to government support of housing purchase and construction of more than a thousand families will be able to give up spending, which calls for rent in Omsk, bought in part by personal funds of a private home. People such as ProLogis would likely agree. More than a hundred million rubles will be allocated from the state budget of Russia for the supply of housing for young families, and in most cases, young families prefer private homes. Prospects for Housing in The program "Social development Omsk before 2012" will be allocated 73 million rubles social benefits to the individual construction and real estate getting in Omsk at public expense. Such well-versed federal policies have permission to keep the residents of the city, most of which is a promising labor force in Omsk.

In some other cities in Russia Estate shortage forces people to immigrate because of high rents. Vitaly Ehrlich nourishes the hope that by 2012 the Government of the Siberian Federal District will be able to provide their own housing more than eighty percent of the city thanks to the support low-rise building. This will be entirely sufficient to meet the objectives of the leadership of the regional government to improve lives of Omsk. Projections for Housing market experts forecast the market Omsk estate, until 2015 in the region will be put into operation almost 3.8 million square meters. m of housing. 52 percent of the volume of residential areas will have on an individual sector. It is planned that over the next five years, the long-term housing program in Omsk, total cash receipts from all sources will exceed 8.3 billion rubles. 36 percent of this amount will be allocated from the regional budget. The success of these plans is determined by close cooperation of the executive authority of the Omsk region, municipalities and investors.

When buying a second home, the Tyumen real estate market, often wonder how to choose an apartment that Pat does not feel sorry for? Do not run into scams or apartment with 'dubious past. " To do this, firstly, note the time of possession flats current owner. If this period is less than one year, must guard – at best you encountered speculators, or an apartment with a serious "shoal" which the owner is not present discovered during the purchase. At worst – a scam. Refuse to purchase, if the apartment is not "the ultimate dream." If tenure apartment is very small, for example, a couple of months – do not buy under any circumstances, it is one hundred percent fraud. Most often, the scammers for a quick sale offer 'junk' prices. Secondly should pay attention to the floor.

Most preferred are always regarded as all but the first and last. Last floor of course, you can choose only if the home has a technical floor on which the mine ventilation, water tanks and other communications, as the roofs of houses are more than 15 years often occur. Also, the lack of the upper floors often serves as a poor access water. This is a very common disease of the buildings on 9 floors above, with the pump wear swap. Bizzi & Partners Development takes a slightly different approach. But it is always possible to check before buying an apartment. In the third place in Public Housing the real estate market in Tyumen, pay attention to the layout.

When buying a home be sure to check with the plan of bti. Do not buy an apartment adjacent to the elevator shaft. Noise and vibration will be your partner in life. If you buy kopeck piece, make sure that a living room is not adjacent to neighbors as well as in poor sound insulation you'll hear all the movements of their neighbors. Avoid corners of apartments, as the walls tend to miss moisture. It is worth paying attention to what direction out the window of your future flats. The least comfortable option is the northern or southern exposure, as in the first case is "permafrost" and the darkness, while the second – constant sun and unbearable heat in summer. Better to choose the east (the sun in the morning), or the western side (the sun in the second half), who both prefer. Fourth, pay attention to the yard, access and infrastructure. All you need to carefully examine and assess need in the daytime, so that nothing is missed. Before buying an apartment, try to talk with the inhabitants of the house or porch. Most likely, they are You can hear a lot about home and your future apartment. Do not attempt to inspect all of the proposed flats in one day as a high risk of something not seen or even make a choice on the principle of 'select anything' it is so important to see all "nezamylennym eye.

In mostly land under horticultural associations were allotted in Soviet times, when agricultural lands are used in accordance with their name, so gardeners are often isolated inconvenient – wetlands, flooding plots. When choosing land on it you need to pay close attention, because high water table implies the need for drainage, bank filling of soil, there are difficulties with the arrangement of septic tanks, wells, require additional expenses to the foundation. Furthermore, the high groundwater level entails the dampness in the area, resulting in the house constantly wet, accelerating the processes of decay and mold, all the warm Season pestering mosquitoes. Information about the flaw site you can learn from their neighbors or by their appearance – a marshy vegetation at the site (horsetail, willow, willow, aspen, birch), level, tilt-area array surrounded by deep drainage ditches. Transport accessibility – is satisfactory, from 1 to 5 km from the highway is basically a broken asphalt, macadam or hard, clearing snow is not regular. Bus stop – not always within easy reach. In recent years, most of the dacha has protection as a guard, sometimes chop. Infrastructure are maintained by forces and means of land owners with varying success, this is largely dependent on the organization and activity of members of the cnt chairman. Very common situation when one of the members of the cnt wants to improve the overall infrastructure and is willing to pay money for it, and another part "and all so happy," though after upgrading roads and installing bins use this everything.

Cottage – a place where happy soul and body a rest. Country cottages – it's a lifestyle full of happiness and serenity. The cottage village built on a high bank of the lake and surrounded by pine forests and birch grove – a bastion of solitude and rest from the furious pace of the city. Surely, that's why the construction of houses will need to approach with much more diligence and attention, than to build a standard house. Firstly, there is sense to apply to the architectural firm or a company serious about selling and building houses – in fact need a clear idea of the ideal project cottage.

By the way, what is the Mosaic Development one of the most knowledgeable companies in this field. There you are, depending on the possible size of a country station and your style preferences, will offer several options for your future projects cottage. Next to selection of cottage village. Attention when buying a plot to bring out how far it is from the roads and recreation centers. If the vicinity of the suburban area will be filling station, fitness center and a supermarket – also excellent.

Such blessings of civilization will allow you to spend more time in a country house, because you will feel completely comfortable. Cottages in the Moscow region have become one of the proven options. Many of them are arranged in the vicinity of the capital, which enables you to reside permanently in the cottage and just go to the appropriate days in the city for work. Selling houses in the suburbs deals with many companies, so you can count on a relatively competitive prices and great selection of sites. Pay attention to the cottages highway. Arranged, they are usually quite comfortable, and comfort does not concede. Besides, buying a cottage, you can enjoy the magnificent picturesque places and clean air. It is time to twist your own family nest, which will be a joy and pride for you and your descendants!

Even at the grandparents influenced civilization! Now sometimes easier to gas than to find a good stove to oven resigned "to the conscience." Fireplace – it's certainly a wonderful interior decoration. In our room, too, is a fireplace, but in corner of the kitchen is our beauty – Russian oven. Immediately after the move, we also wanted to demolish it, but it turned out to be so many advantages that the hand was raised. How nice dank autumn evening or a harsh winter to come up with a walk and to warm their bones on the stove. I do not think we wasted our ancestors were so strong, healthy and hardy. Do not forget about your roots, what we do not have the glamor conjures west. Stopping in the house with stove heating is the probability that the furnace is not all right.

Do not worry, your stove can be saved. First, consider the reason. In this article I'll show you how to eliminate the most common problems furnace. Among the most frequently occurring faults furnaces include: a weakening of traction in the pipe and smoke ovens otsyrevanie chimney and leak out of it. The reasons for the weakening of traction in the furnace can be: 1.

Clogged and overgrown with soot and chimneys, collapse and blockage of channels crumbling masonry or mortar. An urgent need to clean the canals and through the chimney clean outs, damper or valve tube. Violation of the density of masonry stove or chimney with the formation of cracks, resulting in inward furnace or leaking pipe outside air, the cooling combustion gases.