Month Archive June 2016

Subtleties Of Buying Property In Spain

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The process of buying property in Spain worked for years the existence of this market and perfected to the last detail. Therefore, it is in Spain, subject to reasonable rules can not be trapped, getting here real estate. To purchase real estate is necessary, first of all, choose this property, we encourage you to "make order" for real estate while still in Russia – in which case it will save you time – because your manager will show you a pre-defined options. After selecting a property you need to select the payment method – involving credit or no credit. By the way, attractive credit options to non-residents Spain now has a total of up to 75% of the estimated project cost by 5.0-5.5% per annum for up to 30 years. Once the object is selected, you must contact the bank to request a loan, and start execution NIE (INN for foreigners) – after credit approval can enter into a contract with the seller of the object by signing a preliminary contract and making a deposit of about 10% of the cost. The following is the procedure of the transaction carried out by the notary and the final stage which is to transfer the remaining amount (the buyer or the bank, in the case of credit) on account of the seller and the signing of the Basic Contract Escritura Publica. Then the transaction is recorded in a central inventory of real estate, on which both usually takes up to 3 months.

After that, you become the full owner of property in Spain. If you decide to buy property in Spain with the assistance of credit, in the main chain should be added loan and real estate assessment for your chosen employee of the bank. Do not forget, in both cases and pay taxes when buying property. Behind this will ensure your manager, leading your transaction. Good luck to you buy!

Monetary Authority

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Housing official protection after recognizing the overvaluation of house prices the Bank of Spain says that the more to inflate this bubble greater the risk that the necessary adjustment occurs in a more abrupt manner than is desirable’. As result, Minister Rato admitted political responsibilities by the escalation of prices of real estate. What contribution these new information? Firstly, the Monetary Authority in the oversize insistence on prices and the real estate stock quantity. Secondly, the risk that, for economic stability, adds the current upturn in the urbanisation phenomenon which is spreading unchecked through the territory, causing excess of cranes and the scarcity of trees today offer a surreal landscape unique in Europe. Thirdly, that the Government recognizes to have in their hands a hot potato of enormous proportions that, paradoxically, himself has fueled by real estate sector the main national industry. Of the housing must official protection cannot be neither buy or sell today. The abolition of the deduction for purchase of residence as of January 1, 2011 for income exceeding 24,000 euros and the increase in VAT in July 2010 have resulted in an increase in the sale of homes the past year, after the consecutive declines from 2007 (- 12.4%), 2008 (- 32.6%) and 2009 (- 17.8%). In the fourth quarter of 2010, a total of 150.268 homes, were sold, representing an increase of 14.2% versus the same period of 2009. In terms of the typology of the homes sold in 2010, 199.803 correspond to new work, which represents 40.7 per cent of the total number of transactions and 291.528, 59.3%, used housing.

Housing

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Knocking when setting off on a used WHA 21 123 coupe have already been purchasing decisions. But as always was too lazy to pick up and disassemble a car that went bad in principle, moreover, that the sound (play) felt only when starting or sudden tightness during gear changes. But if after a gear change speed dial smoothly – everything was normal! Overflowed the cup, when I was in the garage (and I have it heated), dragged "nine". The poor car make havoc whole box, but its insides were visible outside – Housing (casing) box was broken down so that it fell off from a large piece of aluminum. After questioning the driver of the previous symptoms, I realized that I had a car it was all just like me. Poor box – it has survived for the assembly is only slightly more than half the parts. Differential gears, satellites and the finger on which they spin – everything had to be replaced. Repairs cost the owner very expensive! Realizing that I can also get into these situations and, throwing lazy, I began to disassemble the box its WHA 21 123 coupe, especially since these cars PPC device differs only slightly.

Having examined the box dvenashki, I, at first glance did not notice any visible defects – all the gears in the oil glistening, teeth were intact. But the sound of something still was! Deciding to go to the end, make out everything he could. And here's what I found the cause of knocking my boxes, and realized that the machine had the same problem. Finger differential, which revolve satellite, was a half-eaten, so that the satellites just dangling there. Material finger abrasion can say just vtersya the inner surface of the slip satellite. So apart from the finger, and had to buy a satellite. Complete with a finger, while they only cost about 400 rubles, while the box body (usually only one broken sump) – 2500 rubles. It was found that abrasion, finger breaks, pop up satellite and stuck between the crank and rotating the differential, which leads to a breakdown of the corps, with all its consequences. Now, raising the front wheel, I always check – does not increase if the free play wheel included in first gear backlash if more than 30 degrees, and continues to grow – it's time to disassemble the box!